Using the concept of the interactive water rock- microbe system of ocean floor, the microbialmineralization of ocean-floor polymetallic concretions in the central Pacific Ocean has been studied for the firsttime. Through the correlation and study of the microbial activity and formation mechanism of polymetallicconcretions, the microbial and chemical processes for. transforming mineralizing materials and the observationand determination of the concentration of mineralizing material in the system and the variation ofenvironmental parameters, this paper reveals the reaction rate and evolutionary direction of mineralizing com-ponents caused by microbial activity, expounds the microbial mineralization mechanism and formation modelof polymetallic concretions from the angle of microbial geochemical action, and suggests a threefold division ofthe microbial mineralization stages